Insurance & Financial Information
Below you will find information on financing and payment for dental services and advanced care treatments performed at our office. Feel welcome to call our Financial Coordinator for other financial options or contact our office at (714) 421-4494.
CareCredit Financing: With CareCredit you can finance 100% of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your treatment today and conveniently pay with low, monthly payments.
Payment in Full: A bookkeeping courtesy of 5% is given for direct payment in full at start of treatment-cash, check, or credit card. (This option is available for treatment plans over $1000.)
Office Payment Plan Three Payments—Zero Interest: 1/3 of the patient responsibility is due at start of treatment, with two additional monthly payments to follow. Note: financial arrangements will be written at the start of treatment.
Pay As You Go: You may choose to pay for your obligation for each visit, at the visit.
We are happy to electronically submit your insurance claims to maximize your benefits. Dental plans are designed to share in the cost of your dental care, not to completely pay for those costs. We will estimate your insurance coverage. To help us with your insurance filing, please bring your dental card and information booklet with you. Remember that insurance is a benefit for you and is a contract between the subscriber and the insurance company, to which we are a third party.
Dental benefits have become an integral part of health care planning for many families. Our office accepts all traditional indemnity plans (you can see the dentist of your choice), and is considered an "out-of-network provider" for those PPO plans that give their members the option of choosing a provider who is not in their network.
Dental benefit plans are made available to employees or members through companies, unions, and associations, and may vary considerably from one plan to the next. The range of benefits depends solely on what your employer has chosen. Some plans may cover as little as 30% or as much as 100% of dental services, with most falling in the 40% to 80% range. Some plans base the amount of benefit on a chart or schedule of fees arbitrarily developed by insurance companies. For this reason, you may receive a lower percentage than the reimbursement level indicated in your dental plan. For example, if your plan states that it will pay 80% of the cost of a specific treatment, it may mean 80% of the fee as determined by the insurance company and not the actual fee charged by our office.
It is always our pleasure to assist you by completing your claim forms, handling insurance queries, processing follow-ups or lost claims, etc. As a courtesy, in addition to filing your claims, we will initially ask you only for your estimated copayment. Please understand that this is only an estimate, and is based upon the information available to us.
Call, e-mail, or stop in if you have any questions regarding our financial policy or insurance benefits. No question is too small for you to ask, as we are here to help you.
As a service to our patients, we are pleased to offer CareCredit®, the nation’s leading patient payment program. For fees from $200.00 to $25,000.00, upon request and approval, CareCredit offers a comprehensive range of plans with low minimum monthly payments that fit comfortably into every budget.
With CareCredit you can:
||Start treatment and care immediately and pay over time
||Pay for other medical expenses for you and your family without having to reapply
||Pay for deductibles and treatment not covered by insurance
||Have no annual fees